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Your Result

In the event of DEATH, your dependants will need

$

In the event of MAJOR ILLNESS, you will need

$

In the event of TOTAL DISABILITY, you will need

$

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Rate of Return
Projected Rate of Returns for Invested Funds ?
Projected Rate of Inflation ?
Net Rate of Return from Investments (adjusted for inflation)
Death Coverage
Annual Income Desired to be Protected ?
Number of Years Desired to be Protected
Capital Sum Required
Immediate Cash Needs (for funeral, fees etc)
Needs based on projected portfolio returns
Current Annual Gross Income
Needs based on 10-Years Rule of Thumb
Average Family Protection Needs
Major Illness Protection
Annual Income to Sustain Lifestyle During Recuperation
Number of Years Desired to be Protected
Capital Sum Required
Immediate Cash Needs (for treatment etc)
Total Major Illnesses Needs
Disability Protection
Annual Income to Sustain Lifestyle
Number of Years Desired to be Protected
Capital Sum Required
Immediate Cash Needs (for treatment etc)
Total Disability Needs
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